Energy Rebate Hub
Updated Jan 2026

Massachusetts Heat Pump Rebates

Get up to $16,000 in rebates for heat pump installations through Mass Save. Air source, ground source, and mini-split systems all qualify.

Quick Summary

Standard Rebate Up to $10,000
Income-Qualified Up to $16,000
Ground Source Up to $25,000
+ Federal Tax Credit 30% of cost

What is a Heat Pump?

A heat pump is an all-in-one heating and cooling system that moves heat rather than generating it. In winter, it extracts heat from outdoor air (even when cold) and moves it inside. In summer, it works like an air conditioner, removing heat from your home.

Air Source Heat Pump (Ducted)

Uses existing ductwork to heat and cool your entire home. Best for homes with existing forced-air systems.

Rebate: Up to $10,000
Min. Efficiency: SEER2 15.2+ / HSPF2 7.8+

Ductless Mini-Split

Individual units mounted on walls, no ductwork required. Ideal for room-by-room control or homes without ducts.

Rebate: $1,250 per head
Min. Efficiency: SEER2 15.2+ / HSPF2 7.8+

Ground Source (Geothermal)

Uses underground loops for exceptional efficiency. Higher upfront cost but lowest operating costs.

Rebate: Up to $15,000
Min. Efficiency: EER 16.1+ / COP 3.1+

2026 Heat Pump Rebate Amounts

Current rebate amounts for Mass Save participating utilities. Income-qualified households receive enhanced rebates.

Tier Equipment Rebate Amount
Standard Whole-Home Air Source Heat Pump $10,000 per system
Standard Partial-Home Air Source Heat Pump $10,000 max per system
Standard Ductless Mini-Split (per head) $1,250 per indoor head
Standard Ground Source Heat Pump $15,000 per system
Income Qualified Whole-Home Air Source Heat Pump $16,000 per system
Income Qualified Ground Source Heat Pump $25,000 per system

Income-Qualified? You May Get More

Households earning below 60% or 80% of State Median Income qualify for enhanced rebates. Some may receive 100% of project costs covered.

Check income eligibility

Eligibility Requirements

Eligibility Requirements

  • Must be a customer of a Mass Save participating utility (Eversource, National Grid, Cape Light Compact, Unitil, or Berkshire Gas)
  • Home must be located in Massachusetts
  • Equipment must meet minimum efficiency requirements (SEER2 15.2+, HSPF2 7.8+)
  • Installation must be performed by a Mass Save registered contractor
  • Pre-approval required for rebates over $10,000

Participating Utilities

Eversource
National Grid
Cape Light Compact
Unitil
Berkshire Gas
Liberty Utilities

Municipal utility customers may have different programs. Check municipal utility rebates

How to Apply for Rebates

How to Apply

  1. 1

    Schedule a free Home Energy Assessment through Mass Save

  2. 2

    Get quotes from 2-3 Mass Save registered heat pump contractors

  3. 3

    Submit rebate application through the Mass Save portal before installation

  4. 4

    Receive pre-approval (required for rebates over $10,000)

  5. 5

    Complete installation with your chosen contractor

  6. 6

    Submit final documentation including invoices and equipment specs

  7. 7

    Receive rebate check within 6-8 weeks

Ready to Get Started?

1

Schedule Home Energy Assessment

Free, no obligation

2

Get contractor recommendations

Mass Save approved installers

Schedule Free Assessment

You'll be redirected to MassSave.com

Stack with Federal Tax Credits

Heat pumps qualify for the 25C federal tax credit. After your Mass Save rebate, you can claim 30% of remaining costs (up to $2,000) on your tax return.

Example: $15,000 Heat Pump Installation

Installation Cost $15,000
Mass Save Rebate -$10,000
Federal 25C Tax Credit (30% of $5,000) -$1,500
Your Final Cost $3,500

Federal tax credit calculated on cost after Mass Save rebate. Consult a tax professional for your specific situation.

Frequently Asked Questions

Do heat pumps work in Massachusetts winters?

Yes! Modern cold-climate heat pumps are designed to work efficiently in temperatures well below freezing. Many models operate down to -15°F or lower. Mass Save only provides rebates for heat pumps that meet cold-climate efficiency standards.

Can I keep my existing heating system as backup?

Yes, you can install a heat pump alongside your existing furnace or boiler. This "hybrid" approach lets the heat pump handle most heating needs while the backup system kicks in during extreme cold. You'll still qualify for rebates.

How long does installation take?

A typical ducted heat pump installation takes 1-2 days. Ductless mini-splits can often be installed in a single day. Ground source systems take longer (1-2 weeks) due to the underground loop installation.

How long does it take to receive my rebate?

After submitting your final documentation, rebate checks typically arrive within 6-8 weeks. Some contractors offer instant rebates where the discount is applied directly to your invoice.

Get the Free Rebate Toolkit

Federal tax credits, stacking rules, and claiming checklist - all in one PDF.