Income-Qualified Programs

Enhanced rebates and free upgrades for eligible Massachusetts households.

Why Income-Qualified Programs Matter

If you qualify, you can receive 2-3x higher rebates than standard programs, and many upgrades are completely free. These programs are designed to make energy efficiency accessible to all Massachusetts residents.

100%
Free insulation & air sealing
$16,000
Max heat pump rebate
0%
Interest HEAT loans

How to Qualify

1 Income-Based Qualification

Your household income is at or below 60% of State Median Income (SMI) or 80% of Area Median Income (AMI).

Household 60% SMI 80% AMI
1 person $47,520 $63,360
2 persons $54,300 $72,400
3 persons $61,080 $81,440
4 persons $67,860 $90,480
5 persons $73,320 $97,760
6 persons $78,780 $105,040

2 Program-Based Qualification

You automatically qualify if you or someone in your household participates in any of these programs:

  • SNAP (Supplemental Nutrition Assistance Program)
  • LIHEAP (Low Income Home Energy Assistance Program)
  • TANF (Transitional Aid to Families with Dependent Children)
  • SSI (Supplemental Security Income)
  • MassHealth (certain programs)
  • Veterans' Benefits
  • Chapter 115 Veterans' Services

Enhanced Rebates vs. Standard

See how much more you can save with income-qualified programs.

Project Standard Rebate Income-Qualified Your Savings
Heat Pump (Whole Home) Up to $10,000 Up to $16,000 $6,000 more
Heat Pump (Partial) $1,250/ton $1,500/ton + bonuses 20%+ more
Insulation 75% of cost 100% FREE Full cost covered
Air Sealing 75% of cost 100% FREE Full cost covered
Home Energy Assessment Free Free + priority scheduling Faster service
Smart Thermostat $100 rebate FREE device + installation Full cost covered

How to Apply

1

Schedule a Home Energy Assessment

Call Mass Save at 1-866-527-7283 or schedule online. Mention that you may be income-eligible for enhanced services.

2

Verify Your Eligibility

Provide proof of income or program participation. The energy specialist can help you determine which documentation is needed.

3

Receive Your Assessment

A specialist will evaluate your home and explain all the no-cost and reduced-cost upgrades available to you.

4

Schedule Your Upgrades

Many upgrades can be scheduled immediately. Larger projects like heat pumps will be coordinated with approved contractors.

Frequently Asked Questions

Is my income information kept confidential?

Yes. Your income information is only used to determine program eligibility and is kept strictly confidential by Mass Save and your utility company.

Do I need to own my home to qualify?

No. Both homeowners and renters can qualify for income-based programs, though renters may need landlord permission for certain upgrades.

What documentation do I need?

You may need recent tax returns, pay stubs, or proof of participation in qualifying assistance programs. The Mass Save representative will tell you exactly what's needed.

Can I still get federal tax credits?

Yes! Income-qualified rebates can be combined with federal tax credits for even more savings. However, you need tax liability to benefit from tax credits.

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