Homeowner Programs

Massachusetts homeowners have access to the most comprehensive energy rebates in the country.

$25,000+
Maximum potential savings
75+
Available programs
0%
Interest HEAT loans
Free
Home energy assessment

Basic Requirements

  • Own a residential property in Massachusetts
  • Be a customer of a participating electric or gas utility
  • Property must be your primary residence (for most programs)
  • Meet specific equipment efficiency requirements
  • Use Mass Save approved contractors for certain rebates

Available Rebates by Category

Here's what Massachusetts homeowners can claim. Many rebates can be stacked together.

Heating & Cooling

Program Rebate Amount Source
Whole Home Heat Pump Up to $8,500 Mass Save
Partial-Home Heat Pump $1,125/ton Mass Save
Ground Source Heat Pump Up to $13,500 Mass Save
Smart Thermostat $100 Mass Save

Insulation & Weatherization

Program Rebate Amount Source
Attic Insulation 75% of cost Mass Save
Wall Insulation 75% of cost Mass Save
Air Sealing 75% of cost Mass Save
Basement Insulation 75% of cost Mass Save

Solar & Battery

Program Rebate Amount Source
Solar Panels SMART + net metering MA DOER
Battery Storage ConnectedSolutions, $275/kW Mass Save
SMART Incentive $0.03-0.06/kWh State Program

Water Heating

Program Rebate Amount Source
Heat Pump Water Heater $750 Mass Save
Solar Water Heater Federal 25D ended Dec 2025 Repealed

Windows & Doors

Program Rebate Amount Source
ENERGY STAR Windows $75 per window Mass Save
Exterior Doors No rebate available 25C ended Dec 2025

Electric Vehicles

Program Rebate Amount Source
Level 2 EV Charger $300-700 Utility
EV Charger Install Ended June 30, 2026 Federal 30C

How to Get Started

1

Schedule a Free Home Energy Assessment

A certified energy specialist will visit your home, identify energy-saving opportunities, and explain which rebates you qualify for.

Schedule online →
2

Get Quotes from Approved Contractors

For major projects like heat pumps, get quotes from Mass Save approved contractors. They know how to maximize your rebates.

Find contractors →
3

Apply for Rebates Before Installation

Most Mass Save rebates require pre-approval. Submit your application before starting work to ensure you get the full rebate.

Learn about stacking rebates →
4

Complete Installation & Claim Rebates

After installation, submit your final documentation. Mass Save rebates typically arrive within 6-8 weeks. If you installed solar or geothermal, claim the Massachusetts Schedule EC credit when you file your state return.

Financing Options

Mass Save HEAT Loan

0% Interest

Borrow up to $25,000 for energy efficiency improvements with no interest for up to 7 years.

  • • No money down
  • • Terms up to 7 years
  • • Covers most efficiency projects

Mass Solar Loan

Low Interest

Special financing for solar installations with competitive rates and flexible terms.

  • • Below-market rates
  • • Terms up to 15 years
  • • Income-based interest reduction

Ready to Save?

Start with a free home energy assessment. It's the best way to find out exactly which rebates you qualify for.

Get the Free Rebate Toolkit

Download our cheat sheet with federal tax credits, stacking rules, and checklist. Plus get expert tips on maximizing your savings.

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