Updated January 2026

Energy Rebates for Quincy's Coastal & Historic Homes

From granite-era homes in West Quincy to waterfront condos near Wollaston Beach, Mass Save rebates help Quincy homeowners cut energy costs. Eversource customers qualify for up to $16,000 toward heat pumps, and most older Quincy homes get insulation at 75-100% off.

Quincy Quick Facts

Electric Utility Eversource
Avg. Electric Rate $0.34/kWh
Avg. Monthly Bill $295
Population 101,000
County Norfolk
Max Heat Pump Rebate $16,000

Your Utility: Eversource

Quincy residents receive electricity from Eversource, one of the largest Mass Save partners. Every Eversource customer in Quincy can access heat pump rebates, weatherization, and 0% HEAT Loan financing.

Quincy's coastal location creates extra weatherization challenges—salt air, wind-driven infiltration, and moisture all take a toll on older homes. At $0.34/kWh and average bills of $295/month, efficiency upgrades here offer fast payback.

All Eversource Rebates

Why Quincy Homes Benefit from Energy Upgrades

Quincy's housing spans two centuries—from the granite-quarry-era row homes near Quincy Center to modern T-adjacent developments. But the city's waterfront neighborhoods face unique energy challenges that make Mass Save programs especially valuable.

Housing Stock

The "City of Presidents" has a diverse housing stock spanning two centuries—from granite-quarry-era row homes and multi-families near Quincy Center to modern waterfront condos along the coast. Significant redevelopment around MBTA stations has added new construction, but the majority of Quincy's housing predates 1970.

Heating Systems

Mix of natural gas and oil heating, with higher oil prevalence in coastal neighborhoods like Houghs Neck and Squantum. Quincy's waterfront exposure creates significant air infiltration in older homes, making air sealing one of the most impactful first upgrades.

Neighborhoods Served

Rebates available throughout Quincy: Quincy Center, Wollaston, North Quincy, South Quincy, Squantum, Germantown, West Quincy, Montclair, Merrymount, Houghs Neck.

Nearby Communities

Quincy neighbors Boston, Milton, Braintree, Weymouth, Randolph—all part of Norfolk County with access to the same Mass Save programs.

Getting Started with Rebates in Quincy

The process works the same whether you're in Squantum or Germantown:

1

Book Your Free Assessment

Call 866-527-7283 or book online. A Mass Save specialist will visit your Quincy home, check insulation levels, evaluate your heating system, and test for air leakage—especially important in Quincy's coastal neighborhoods where wind infiltration is common.

2

Review Your Options

You'll receive a detailed report with recommended upgrades and exact rebate amounts. For Quincy's coastal homes, air sealing and insulation typically offer the fastest payback. Heat pump rebates are applied on top of weatherization savings.

3

Complete the Work

Choose a contractor, schedule installation, and the rebate paperwork is handled for you. Most Quincy homeowners see their rebate within 4-6 weeks of project completion.

Schedule Free Assessment

You'll be redirected to MassSave.com

Enhanced Rebates for Qualifying Households

Quincy has a diverse income range across its neighborhoods. Many residents—including retirees, service workers, and families—qualify for significantly better rebates based on household income.

  • Heat pump systems covered up to $16,000 (vs. $10,000 standard)
  • Insulation and air sealing at zero cost
  • Priority scheduling for home energy assessments
  • Additional appliance rebates and no-cost smart thermostats

Norfolk County Income Limits

60% State Median Income (Enhanced Tier)

1 Person

$47,520

Family of 4

$93,240

80% State Median Income (Standard Enhanced)

1 Person

$78,550

Family of 4

$112,150

Check Your Eligibility

Climate Zone 5: What It Means for Quincy

Quincy falls within DOE Climate Zone 5—cold winters requiring substantial heating capacity. The Department of Energy sets minimum insulation standards for this zone.

Attic

R-49 to R-60

14-17" blown-in

Walls

R-13 to R-21

Cavity fill + continuous

Basement

R-25 to R-30

Unheated spaces

Quincy's Growing Energy Efficiency Movement

Quincy has earned its Green Community designation and actively supports residential energy upgrades. The city's proximity to Boston and strong MBTA access make it an attractive market for contractors, resulting in competitive pricing and fast scheduling for Mass Save projects. Over 2,500 Norfolk County residents completed energy assessments last year.

Quincy Energy Rebate Questions

Do Quincy condos near the MBTA stations qualify for Mass Save?

Yes. Individual condo units qualify for ductless mini-split heat pumps, smart thermostats, and other unit-level improvements. Newer buildings near Quincy Center and North Quincy stations may already meet insulation standards, but older converted units often benefit from air sealing and window upgrades.

My Quincy home is near the water. Are there special considerations?

Coastal Quincy homes in Squantum, Houghs Neck, and Wollaston face higher wind loads and salt air exposure. Mass Save assessors evaluate coastal-specific issues like wind-driven air infiltration. These homes often see the biggest improvement from air sealing—sometimes cutting heating costs by 20-30% before any equipment changes.

What's the income limit for enhanced rebates in Norfolk County?

For 2026, a single person earning under $47,520 or a family of four under $93,240 qualifies for enhanced rebates in Norfolk County. These are the same limits as Suffolk County (Boston). Income verification is simple and confidential.

My Quincy home uses oil heat. Should I convert to a heat pump?

Oil-to-heat-pump conversions deliver some of the best savings in Quincy—typically $1,500-$3,000 per year. With Mass Save covering $10,000-$16,000 of installation costs, most Quincy homeowners recoup remaining investment within 3-5 years. Heat pumps also provide air conditioning, eliminating the need for window units.

Are multi-family homes in Quincy eligible for Mass Save?

Yes. Buildings with 2-4 units qualify for residential Mass Save programs, with each unit receiving its own rebates. Buildings with 5+ units qualify for the commercial multifamily program. Quincy's many two- and three-family homes are strong candidates for comprehensive upgrades.

Can I combine Mass Save with federal tax credits?

Yes. A Quincy homeowner can receive a Mass Save heat pump rebate ($10,000-$16,000) plus the federal 25C tax credit ($2,000 for heat pumps). Insulation qualifies for an additional 30% federal credit. These programs stack—there's no rule against combining them.

Quincy Rebate Updates

Get notified when rebate amounts change or new programs launch.